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{"sheet":"Input","index":0,"n_rows":55,"n_cols":10,"rows_kept":55,"cut":false,"hidden":true,"merged":[[2,8,2,11],[3,8,3,11]]}
["Benefit Illustration  - SUD Life Immediate Annuity Plus (142N048V0X)",null,null,null,"Option Name","Plan Options","SA","Certainity Period"]
[null,null,null,null,"Annuity Option 1 - Life Annuity.",1,0,0]
["Date of Quotation",{"$f":"TODAY()","v":"2021-10-22"},null,null,"Annuity Option 2 - Life Annuity with Return of Purchase Price.",2,{"$f":"B22","v":982318.27111984277},0,"Annuity Option 2 - Life Annuity with Return of Purchase Price."]
["Name of Prospect/Policyholder:",null,null,null,"Annuity Option 3 - Increasing Life Annuity (5% Simple) with Return of Purchase Price",3,{"$f":"G3","v":982318.27111984277},0,"Annuity Option 6 - Joint Life Annuity (100%) with Return of Purchase Price"]
["Age:",null,null,null,"Annuity Option 4 - Joint Life Annuity (50%)",4,0,0]
["Name of the Annuitant","XYZ",null,null,"Annuity Option 5 - Joint Life Annuity (100%)",5,0,0]
["Gender","Male",null,null,"Annuity Option 6 - Joint Life Annuity (100%) with Return of Purchase Price",6,{"$f":"G3","v":982318.27111984277},0]
["Plan Type","Plan A",null,null,"Annuity Option 7 - Annuity certain for 10 years and for life thereafter",7,0,10]
["Plan Option",{"$f":"'Annuity Calculator'!D8","v":"Annuity Option 5 - Joint Life Annuity (100%)"},null,null,"Annuity Option 8 - Annuity certain for 15 years and for life thereafter",8,0,15]
["Plan A","Open Market and New Proposal",null,null,"Annuity Option 9 - Annuity certain for 20 years and for life thereafter",9,0,20]
["Option Reference",{"$f":"VLOOKUP(B9,$E$2:$F$10,2,0)","v":5}]
["Date of Birth of Primary Annuitant"]
["Age of the Primary Annuitant",{"$f":"'Annuity Calculator'!D6","v":45},{"$f":"IF(OR(B13<B36,B13>B37),\"Age criteria not met\",\"\")","v":""}]
["Name of Secondary Annuitant:",null,null,null,"Purchase Price","Higher Purchase Benefit"]
["Date of Birth of Secondary Annuitant",null,null,null,0,0,null,null,"SUD Life's Pension Policy"]
["Age of the Secondary Annuitant",{"$f":"'Annuity Calculator'!D7","v":55},{"$f":"IF(OR(B16<18,B16>B37),\"Age criteria not met\",\"\")","v":""},null,1000000,0.03,null,null,"Open Market and New Proposal"]
["Premium Paying Term","Single Premium",null,null,2500000,0.04,null,null,"National Pension Scheme"]
["Standard Age Proof?","Yes"]
["Annuity Payment Frequency","Annual"]
["Distribution Channel","Direct Marketing"]
["Kerala Flood Cess (applicable only for the State of Kerala)","No",null,null,"Direct Marketing Rebate",0.02,null,null,"Mode of Annuity Payment","Minimum Annuity Amount"]
["Purchase Price (Excluding Goods and Services Tax and cess,if any )",{"$f":"'Annuity Calculator'!D9-'Annuity Calculator'!G12","v":982318.27111984277}]
["Death Benefit",{"$f":"VLOOKUP(B11,$F$2:$H$10,2,0)","v":0},null,null,null,null,null,null,"Annual",12000]
["Tabular Annuity Rates",{"$f":"IF(AND(B18=\"No\",B11<>2),\"Only Annuity Option 2 will be available in case of NSAP\",IF(B11=4,VLOOKUP(B13,JL_Ann_Rate!$A$8:$CF$91,MATCH(B16,JL_Ann_Rate!$A$8:$CF$8,0),0),IF(B11=5,VLOOKUP(B13,JL_Ann_Rate!$A$101:$CF$184,MATCH(B16,JL_Ann_Rate!$A$101:$CF$101,0),0),IF(B11=6,VLOOKUP(B13,JL_Ann_Rate!$A$193:$CF$276,MATCH(B16,JL_Ann_Rate!$A$193:$CF$193,0),0),VLOOKUP(B13,Annuity_Rates!$A$5:$G$105,MATCH(B11,Annuity_Rates!$A$4:$G$4,0),0)))))","v":56.9},null,null,"Goods and Services Tax and cess,if any","SBC","KKC","Cess","Half-Yearly",6000]
["High Purchase Price Benefit",{"$f":"VLOOKUP(B22,E15:F17,2,1)","v":0},39192,null,1.7999999999999999E-2,0,0,{"$f":"IF($B$21=\"Yes\",0.1%,0%)","v":0},"Quarterly",3000]
["NSAP Charges",{"$f":"IF(B18=\"No\",2,0)","v":0},null,null,null,null,null,null,"Monthly",1000]
["Direct Marketing Rebate",{"$f":"IF(B20=\"Direct Marketing\",ROUND(B24*$F$21,2),0)","v":1.1399999999999999}]
["Annuity Rates",{"$f":"B24+ROUND(B24*B25,2)+B27-B26","v":58.04},null,null,"Mode","Modal Factor","No of Paymenrs p.a.",null,{"$f":"VLOOKUP(B19,I22:J26,2,0)","v":12000}]
["Installment Annuity Payout",{"$f":"IF(C30=\"Ok\",ROUND(B28/1000*B22*VLOOKUP(B19,$E$29:$F$32,2,0),0),\"Error\")","v":59294},null,1.0375000000000001,"Annual",1.04,1]
["Annual Annuity Payout",{"$f":"IFERROR(B29*VLOOKUP(B19,$E$29:$G$32,3,0),\"Minimum Annuity is 12,000\")","v":59294},{"$f":"IF(ROUND(B28/1000*B22*VLOOKUP(B19,$E$29:$F$32,2,0),0)<I28,\"Error\",\"Ok\")","v":"Ok"},0.51,"Half-Yearly",0.50900000000000001,2]
["Goods and Services Tax and cess,if any on Purchase Price",{"$f":"IF(OR(B8=\"Plan C\",AND(B8=\"Plan A\",$B$10=$I$17)),0,ROUND(ROUND(B22*E25,2),0)+ROUND(ROUND(B22*F25,2),0)+ROUND(ROUND(B22*G25,2),0)+ROUND(ROUND(B22*H25,2),0))","v":17682},null,0.252,"Quarterly",0.25180000000000002,4]
["Purchase Price with Goods and Services Tax and cess,if any",{"$f":"IF(B29=\"Error\",\"NA\",B22+B31)","v":1000000.2711198428},null,8.3299999999999999E-2,"Monthly",8.3299999999999999E-2,12]
["Surrender Option","On Complete foreclosure of loan"]
[]
["For Primary Annuitant",null,null,null,"Annuity Inflation",0.05]
["Min. Entry Age",{"$f":"IF(B8=\"Plan A\",IF(B10=\"SUD Life's Pension Policy\",0,45),IF(B8=\"Plan B\",60,45))","v":45}]
["Max. Entry Age",99]
[]
[null,null,null,null,{"$f":"B20","v":"Direct Marketing"},{"$f":"VLOOKUP(E39,$E$40:$F$44,2,0)","v":"Direct Channel:"}]
[null,null,null,null,"Corporate Agency","Corporate Agent of SUD Life :"]
[null,null,null,null,"Agency","Agent:"]
[null,null,null,null,"Broker","Broker:"]
[null,null,null,null,"Direct Marketing","Direct Channel:"]
["Annual",36026,null,null,"Insurance Marketing Firm","Insurance Marketing Firm:"]
["Half-Yearly",17632]
["Quarterly",8722]
["Monthly",2886,null,null,"Surrender Option:",{"$f":"IF(AND($B$11<>2,$B$11<>3,$B$11<>6),0,1)","v":0}]
[null,null,null,null,"Diagnosed with Critical Illness"]
[null,null,null,null,"On Complete foreclosure of loan"]
[]
[]
[null,null,null,"PY","Diagnosed with Critical Illness","On Complete foreclosure of loan","SV Factor"]
[null,null,null,1,0.95,0.95,{"$f":"INDEX($E$53:$F$55,1,MATCH($B$33,$E$48:$E$49,0))*F47","v":0}]
[null,null,null,4,0.98,0.95,{"$f":"INDEX($E$53:$F$55,2,MATCH($B$33,$E$48:$E$49,0))*F47","v":0}]
[null,null,null,11,1,1,{"$f":"INDEX($E$53:$F$55,3,MATCH($B$33,$E$48:$E$49,0))*F47","v":0}]

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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Option Name"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annuity Option 1 - Life Annuity."]
[null,null,"SUD Life Immediate Annuity Plus",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annuity Option 2 - Life Annuity with Return of Purchase Price."]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annuity Option 5 - Joint Life Annuity (100%)"]
[null,null,"INPUT",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Annuity Option 6 - Joint Life Annuity (100%) with Return of Purchase Price"]
[null,null,"Member Age (Age Last Birthday)",45]
[null,null,"Spouse Age (Age Last Birthday)",55]
[null,null,"Annuity Option","Annuity Option 5 - Joint Life Annuity (100%)"]
[null,null,"Purchase Price (Including GST)",1000000]
[]
[null,null,"OUTPUT"]
[null,null,null,null,null,"GST",{"$f":"D9-D9/(1+0.018)","v":17681.728880157229}]
[null,null,"Particulars/ Frequency","Monthly Pension","Quarterly Pension","Half-Yearly Pension","Yearly Pension"]
[null,null,"Installment Annuity Payout",{"$f":"ROUND(G14*Input!F32/Input!F29,0)","v":4749},{"$f":"ROUND(G14*Input!F31/Input!F29,0)","v":14356},{"$f":"ROUND(G14*Input!F30/Input!F29,0)","v":29020},{"$f":"Input!$B$29","v":59294}]
[null,null,"Annual Annuity Payout",{"$f":"D14*12","v":56988},{"$f":"E14*4","v":57424},{"$f":"F14*2","v":58040},{"$f":"Input!$B$30","v":59294}]
[null,null,"Rate",{"$f":"D15/(D9-G12)","v":5.8013784000000006E-2},{"$f":"E15/(D9-G12)","v":5.8457632000000002E-2},{"$f":"F15/(D9-G12)","v":5.908472E-2},{"$f":"G15/(D9-G12)","v":6.0361292000000004E-2}]
[]
[null,null,"Death Benefit",{"$f":"Input!B23","v":0}]

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["Annuity Option","Life Annuity with ROP",null,null,null,"Life Annuity",null,null,null,"Joint Life Annuity with ROP",null,null,"Joint Life Annuity"]
["Age",50,60,70,"Company Ranking @ age 60",50,60,70,"Company Ranking @ age 60",50,60,70,50,60,70]
["SUD Proposed",55730,54995,56075,4,69764,79154,103821,2,54570,55939,56566,62930,70297,84457]
["LIC"]
[]
["SBI Life",53105,55513,56273,5,67299,80733,105700,3,50570,53992,56147,58301,66666,80480]
[null,{"$f":"B6/B3-1","v":-4.7102099407859366E-2},{"$f":"C6/C3-1","v":9.4190380943721674E-3},3.5309852875613501E-3,null,{"$f":"F6/F3-1","v":-3.5333409781549197E-2},1.9948454910680535E-2,1.8098457922770983E-2,null,{"$f":"J6/J3-1","v":-7.3300348176653873E-2},-3.4805770571515349E-2,-7.4072764558215098E-3,-7.3557921500079448E-2,-5.1652275346031784E-2,-4.7089051233171864E-2]
["HDFC Life",59100,63800,63800,1,"NA",84700,104400,1,58400,64200,64200,"NA","NA","NA"]
[null,{"$f":"B8/B3-1","v":6.0470123811232623E-2},{"$f":"C8/C3-1","v":0.160105464133103},0.13776192599197512,null,0,{"$f":"G8/G3-1","v":7.006594739368821E-2},5.5769064062183293E-3,null,{"$f":"J8/J3-1","v":7.0185083379145974E-2},{"$f":"K8/K3-1","v":0.14767872146445238},{"$f":"L8/L3-1","v":0.13495739490153102}]
["I-Pru",54257,50090,"NA ","2 ",67741,76208,91016,6,60007,60027,60032,61364,61666,61878]
[null,{"$f":"B10/B3-1","v":-2.6431006639153098E-2},{"$f":"C10/C3-1","v":-8.9189926356941562E-2},{"$error":"#VALUE!"},null,{"$f":"F10/F3-1","v":-2.8997763889685224E-2},{"$f":"G10/G3-1","v":-3.7218586552795863E-2},{"$f":"H10/H3-1","v":-0.12333728243804243},null,{"$f":"J10/J3-1","v":9.9633498259116715E-2},{"$f":"K10/K3-1","v":7.307960456926299E-2},{"$f":"L10/L3-1","v":6.1273556553406605E-2},{"$f":"M10/M3-1","v":-2.4884792626728158E-2},{"$f":"N10/N3-1","v":-0.1227790659629856},{"$f":"O10/O3-1","v":-0.26734314503238332}]
["Kotak Life",59758,60680,60578,3,71238,80360,98503,5,59143,60475,61398,65273,71033,81795]
[null,{"$f":"B12/B3-1","v":7.2277050062802717E-2},{"$f":"C12/C3-1","v":0.1033730339121739},8.0303165403477594E-2,null,{"$f":"F12/F3-1","v":2.1128375666532806E-2},{"$f":"G12/G3-1","v":1.523612199004476E-2},{"$f":"H12/H3-1","v":-5.1222777665404839E-2},null,{"$f":"J12/J3-1","v":8.3800623052959544E-2},{"$f":"K12/K3-1","v":8.1088328357675321E-2},{"$f":"L12/L3-1","v":8.5422338507230577E-2},{"$f":"M12/M3-1","v":3.7231844907039457E-2},{"$f":"N12/N3-1","v":1.046986357881563E-2},{"$f":"O12/O3-1","v":-3.1518997833216877E-2}]
["India First",60965,62228,63142,7,70659,80229,99462,7,60144,62012,64426,61057,63953,68667]
[null,{"$f":"B14/B3-1","v":9.3935043961959508E-2},{"$f":"C14/C3-1","v":0.13152104736794246},0.1260276415514936,null,{"$f":"F14/F3-1","v":1.2828966229000649E-2},1.3581120347676778E-2,-4.1985725431271104E-2,null,{"$f":"J14/J3-1","v":0.10214403518416715},0.10856468653354545,0.13895272778700996,-2.9763228984586054E-2,-9.0245671934790939E-2,-0.18695904424736853]

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[]
["Benefit Illustration for SUD Life Immediate Annuity Plus (UIN: 142N048V0X)\n(This shall form a part of the Policy Document)"]
[]
["Proposal No:","XXXXXXX",null,"Plan Type",{"$f":"+Input!B8","v":"Plan A"}]
["Policy No:","XXXXXXX",null,"Annuity Option",{"$f":"+Input!B9","v":"Annuity Option 5 - Joint Life Annuity (100%)"}]
["Date of Quotation",{"$f":"Input!B3","v":"2021-10-22"},null,"Premium Payment Mode","Single Premium"]
["UIN","142N048V0X",null,"Purchase Price (in Rs.)",{"$f":"+Input!B22","v":982318.27111984277}]
["Name of the Annuitant",{"$f":"Input!B4","v":0},null,"Purchase Price  + GST and cess,if any\n(in Rs.)",{"$f":"+Input!B32","v":1000000.2711198428}]
["Gender",{"$f":"+Input!B7","v":"Male"},null,"Death Benefit (in Rs.)",{"$f":"+Input!B23","v":0}]
["Age of the Primary Annuitant",{"$f":"+Input!B13","v":45},null,"Yearly Annuity Payout to Primary Annuitant (in Rs)",{"$f":"+Input!B30","v":59294},null,null,"Yearly Annuity Payout to Secondary Annuitant (in Rs) "]
["Age of the Secondary Annuitant",{"$f":"IF(OR(Input!B11<3,Input!B11>6),\"NA\",Input!B16)","v":55},null,"Installment Annuity Payout to Primary Annuitant (in Rs.) ",{"$f":"+Input!B29","v":59294},null,null,"Installment Annuity Payout to Secondary Annuitant (in Rs.) "]
["Annuity Payment Mode",{"$f":"+Input!B19","v":"Annual"},null,{"$f":"IF(OR(Input!$B$9=4,Input!$B$9=5,Input!$B$9=6,Input!$B$9=7),'Output (2)'!$H$12,'Output (2)'!$H$10)","v":"Yearly Annuity Payout to Secondary Annuitant (in Rs) "},{"$f":"IF(OR(Input!B11=4,Input!B11=5,Input!B11=6),ROUND(Input!$B$30*IF(Input!$B$11=4,50%,IF(OR(Input!$B$11=5,Input!$B$11=6),100%,0)),0),\"Not Applicable \")","v":59294},null,null,"Yearly Annuity Payout to Secondary Annuitant (in Rs) ^"]
["Distribution Channel",{"$f":"+Input!B20","v":"Direct Marketing"},null,{"$f":"IF(OR(Input!$B$9=4,Input!$B$9=5,Input!$B$9=6,Input!$B$9=7),'Output (2)'!$H$13,'Output (2)'!$H$11)","v":"Installment Annuity Payout to Secondary Annuitant (in Rs.) "},{"$f":"IF(OR(Input!B11=4,Input!B11=5,Input!B11=6),ROUND(Input!$B$29*IF(Input!$B$11=4,50%,IF(OR(Input!$B$11=5,Input!$B$11=6),100%,0)),0),\"Not Applicable \")","v":59294},null,null,"Installment Annuity Payout to Secondary Annuitant (in Rs.) ^"]
["Standard Age Proof?",{"$f":"+Input!B18","v":"Yes"}]
[]
[{"$f":"IF(OR(Input!$B$9=4,Input!$B$9=5,Input!$B$9=6,Input!$B$9=7),\"^ Payable only In case of death of Primary Annuitant\",\"\")","v":""}]
[]
["The commission payable under this product is subject to limits set under IRDAI (Payment of commission or remuneration or reward to insurance agents and insurance intermediaries) Regulations, 2016, which is as mentioned below:"]
["Policy year",null,null,"Maximum commission allowed as a % of Premium"]
[null,null,null,"Single Premium policies","Non-single premium Pension policies"]
["1st year",null,null,0.02,7.4999999999999997E-2]
["2nd & 3rd Year",null,null,"NA",0.02]
["4th year onwards",null,null,"NA",0.02]
[]
[]
["Terms and Conditons"]
[]
["1. Rate of Return Assumed in the Sales Illustration"]
["As this is a non linked non participating plan, where all benefits are guaranteed, rate of return is not applicable."]
[]
["2. Rider Benefit"]
["No riders are offered under this plan."]
[]
["3. Surrender Benefit "]
[{"$f":"IF(E4=\"Plan A\",\"Surrender Benefit is available only under Annuity Option 2 , Annuity Option 3 and Annuity Option 6\",\"\")","v":"Surrender Benefit is available only under Annuity Option 2 , Annuity Option 3 and Annuity Option 6"}]
[{"$f":"IF(Input!B6=\"Plan B\", \"a.\",\"\")&\"Surrender Benefit upon diagnosed with Critical Illness\"","v":"Surrender Benefit upon diagnosed with Critical Illness"}]
["The policy can be surrendered,\n i. if the Annuitant is diagnosed with any one of the Critical Illnesses mentioned below (in case of Annuity Option 2 & 3 ). \nii. If Annuity Option 6 is chosen, then Surrender Value will be available when both annuitants or the last surviving Annuitant diagnosed with any one of the Critical Illnesses mentioned below.\n1. Cancer of Specified Severity\n2. First Heart Attack - of Specified Severity\n3. Stroke Resulting in Permanent Symptoms\n4. Open Chest CABG\n5. Kidney Failure Requiring Regular Dialysis\n6. Multiple Sclerosis With Persisting Symptoms\n7. Major Organ /Bone Marrow Transplant\n8. Open Heart Replacement or Repair of Heart Valves\n9. Coma of Specified Severity\n10. Permanent Paralysis of Limbs\n11. Motor Neurone Disease with Permanent Symptoms\n\n The Surrender Value payable will be as per the below table. \nPolicy Year                                         Surrender Value as % of Purchase Price (excluding taxes, if any)\n1 to 3                                                   95%\n4  to 10                                                98%\n11 and above                                      100%",null,null,null,null," "]
[{"$f":"IF(Input!B6=\"Plan B\", \"b.Surrender Benefit on complete foreclosure of Reverse Mortgage Loan:\",\"\")","v":""}]
[{"$f":"IF(Input!B6=\"Plan B\", \"Polices can be surrendered upon complete foreclosure of Reverse Mortgage Loan, The Surrender Value payable will be as per the below table. \n\",\"\")","v":""}]
[{"$f":"IF(Input!B6=\"Plan B\",\"Policy Year                                          Surrender Value as % of Purchase Price (excluding taxes, if any)\n1  to 10                                                      95%\n11 and above                                       100%\",\"\")","v":""}]
["4. Tax Benefits"]
["Premiums payable under this plan is eligible for tax benefits as per the prevailing tax laws. The annuity payout would be subject to Income Tax as per the prevailing tax laws . Please consult your tax advisor for details"]
[]
["5. Proposal Deposit"]
["The proposal deposit receipt given in respect of the consideration amount paid to the company does not bind the company to accept the risk on the life of the life proposed under the proposal for insurance.\n"]
[]
["6. About Star Union Dai-ichi Life Insurance Company Limited"]
["Star Union Dai-ichi Life insurance is the name of the company and 'SUD Life Immediate Annuity Plus' is only the name of the Plan and does in no way indicate the quality of the policy, its future prospects or returns."]
[]
["7.The Annuity Payout given above is only indicative. The actual annuity payout will be as per the annuity rates prevailing at the time of issuance of the Policy."]
[]
["8. Once the contract is issued, the annuity amount is guaranteed for life."]
[]
["9. Once the policy is issued the Annuity Option and Annuity Payment Mode cannot be changed at later stages."]
[]
["10. This illustration is based on the terms & conditions of the policy as on the date of the illustration."]
[]
["11. In case of NSAP, only Option 2 will be available and the applicable annuity rate will be reduced by Rs. 2.00 per annum per thousand purchase price."]
[]
["12. Goods and Services Tax and applicable cess,if any will be charged on premiums as per prevailing tax laws. This is subject to any change in the tax rate."]
[]
["13. For more details on risk factor, terms and conditions, please read the Sales brochure of the plan carefully before concluding a sale. In case you require any clarification, please consult your insurance advisor or call our office.\n"]
[]
["I…… (Name), have explained the premiums,and benefits under the product fully to the prospect/policyholder.",null,null,"I…………………… (Name), having received the information with respect to the above, have understood the above statement before entering into the contract."]
["Place:",null,null,"Date:"]
[]
["Date:","Signature of Agent/Intermediary/Official",null,null,"Signature of Prospect/Policyholder"]

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["Annuity Rates per Rs.1000 Purchase Price"]
[]
[]
["Age at entry",1,2,3,7,8,9]
[0,46.36,45.11,24.87,46.23,46.17,46.11]
[1,46.42,45.22,24.98,46.32,46.27,46.22]
[2,46.5,45.33,25.09,46.43,46.38,46.34]
[3,46.61,45.44,25.21,46.55,46.52,46.48]
[4,46.74,45.55,25.32,46.69,46.66,46.63]
[5,46.88,45.66,25.44,46.84,46.81,46.78]
[6,47.03,45.77,25.57,47,46.98,46.94]
[7,47.2,45.88,25.69,47.17,47.14,47.11]
[8,47.38,45.99,25.82,47.35,47.32,47.29]
[9,47.56,46.11,25.95,47.53,47.5,47.47]
[10,47.75,46.22,26.09,47.72,47.69,47.65]
[11,47.94,46.33,26.22,47.91,47.88,47.84]
[12,48.14,46.45,26.36,48.11,48.07,48.03]
[13,48.35,46.56,26.51,48.31,48.27,48.23]
[14,48.55,46.68,26.65,48.51,48.47,48.42]
[15,48.76,46.79,26.8,48.72,48.68,48.63]
[16,48.98,46.91,26.95,48.93,48.88,48.83]
[17,49.19,47.03,27.11,49.14,49.1,49.04]
[18,49.42,47.15,27.26,49.36,49.31,49.26]
[19,49.64,47.27,27.42,49.58,49.53,49.48]
[20,49.87,47.39,27.59,49.81,49.76,49.7]
[21,50.11,47.51,27.76,50.04,49.99,49.93]
[22,50.35,47.63,27.93,50.28,50.23,50.16]
[23,50.59,47.75,28.1,50.53,50.47,50.4]
[24,50.85,47.87,28.28,50.78,50.72,50.65]
[25,51.11,48,28.46,51.04,50.97,50.9]
[26,51.37,48.12,28.65,51.3,51.24,51.16]
[27,51.65,48.24,28.84,51.58,51.51,51.43]
[28,51.94,48.37,29.03,51.86,51.79,51.71]
[29,52.23,48.49,29.23,52.16,52.08,51.99]
[30,52.54,48.62,29.43,52.46,52.38,52.29]
[31,52.86,48.74,29.63,52.78,52.69,52.59]
[32,53.19,48.86,29.84,53.1,53.01,52.9]
[33,53.54,48.99,30.05,53.44,53.35,53.22]
[34,53.9,49.11,30.26,53.8,53.69,53.56]
[35,54.27,49.23,30.48,54.17,54.05,53.9]
[36,54.66,49.35,30.7,54.55,54.42,54.25]
[37,55.07,49.47,30.92,54.95,54.81,54.62]
[38,55.5,49.59,31.15,55.36,55.2,54.99]
[39,55.94,49.7,31.38,55.79,55.61,55.38]
[40,57.16,49.94,31.85,56.97,56.74,56.43]
[41,57.68,50.05,32.090000000000003,57.46,57.21,56.87]
[42,58.22,50.16,32.33,57.97,57.69,57.31]
[43,58.78,50.26,32.58,58.51,58.19,57.77]
[44,59.37,50.36,32.82,59.06,58.7,58.24]
[45,59.99,50.46,33.07,59.64,59.24,58.73]
[46,60.64,50.55,33.32,60.25,59.8,59.24]
[47,61.32,50.64,33.56,60.88,60.38,59.76]
[48,62.04,50.72,33.81,61.53,60.97,60.31]
[49,62.79,50.8,34.06,62.22,61.6,60.86]
[50,63.58,50.87,34.31,62.93,62.25,61.44]
[51,64.41,50.94,34.57,63.67,62.92,62.03]
[52,65.27,51.01,34.82,64.44,63.62,62.64]
[53,66.17,51.07,35.07,65.239999999999995,64.34,63.26]
[54,67.11,51.12,35.32,66.08,65.09,63.89]
[55,68.09,51.17,35.58,66.959999999999994,65.87,64.540000000000006]
[56,69.13,51.22,35.840000000000003,67.88,66.680000000000007,65.2]
[57,70.22,51.26,36.090000000000003,68.849999999999994,67.52,65.86]
[58,71.37,51.29,36.35,69.87,68.39,66.540000000000006]
[59,72.59,51.32,36.61,70.94,69.3,67.23]
[60,73.89,51.34,36.869999999999997,72.08,70.23,67.92]
[61,75.27,51.36,37.130000000000003,73.28,71.19,68.61]
[62,76.78,51.38,37.39,74.55,72.180000000000007,69.31]
[63,78.44,51.38,37.65,75.91,73.22,70.02]
[64,80.25,51.37,37.909999999999997,77.34,74.28,70.72]
[65,82.23,51.35,38.159999999999997,78.849999999999994,75.36,71.41]
[66,84.37,51.32,38.409999999999997,80.430000000000007,76.45,72.099999999999994]
[67,86.67,51.28,38.65,82.06,77.56,72.77]
[68,89.15,51.24,38.880000000000003,83.75,78.66,73.42]
[69,91.8,51.18,39.11,85.48,79.75,74.05]
[70,94.62,51.11,39.33,87.25,80.83,74.650000000000006]
[71,97.63,51.03,39.54,89.05,81.89,75.22]
[72,100.83,50.94,39.74,90.86,82.92,75.77]
[73,104.22,50.83,39.93,92.69,83.92,76.290000000000006]
[74,107.81,50.72,40.1,94.51,84.89,76.78]
[75,111.6,50.59,40.26,96.33,85.81,77.239999999999995]
[76,115.59,50.45,40.409999999999997,98.13,86.7,77.67]
[77,119.81,50.3,40.549999999999997,99.9,87.53,78.08]
[78,124.24,50.14,40.67,101.64,88.33,78.459999999999994]
[79,128.9,49.96,40.78,103.33,89.07,78.819999999999993]
[80,133.80000000000001,49.77,40.869999999999997,104.98,89.77,79.150000000000006]
[81,138.93,49.57,40.94,106.56,90.43,79.47]
[82,144.31,49.35,41,108.09,91.04,79.77]
[83,149.94999999999999,49.11,41.04,109.56,91.61,80.05]
[84,155.85,48.86,41.07,110.95,92.14,80.319999999999993]
[85,162.01,48.59,41.07,112.27,92.63,80.58]
[86,168.46,48.31,41.06,113.52,93.08,80.83]
[87,175.19,48.01,41.03,114.7,93.51,81.069999999999993]
[88,182.21,47.69,40.98,115.8,93.9,81.31]
[89,189.53,47.36,40.9,116.83,94.27,81.540000000000006]
[90,197.16,47,40.81,117.79,94.62,81.77]
[91,205.11,46.63,40.69,118.69,94.94,82]
[92,213.39,46.23,40.54,119.51,95.25,82.23]
[93,222.01,45.82,40.380000000000003,120.28,95.55,82.46]
[94,230.98,45.39,40.18,120.98,95.83,82.69]
[95,240.31,44.93,39.96,121.64,96.1,82.92]
[96,250,44.45,39.72,122.24,96.36,83.16]
[97,260.08,43.95,39.44,122.79,96.62,83.4]
[98,270.56,43.43,39.14,123.31,96.88,83.65]
[99,281.45,42.88,38.81,123.79,97.13,83.9]

{"sheet":"JL_Ann_Rate","index":5,"n_rows":275,"n_cols":83,"rows_kept":275,"cut":false,"hidden":true,"merged":[[187,49,187,63],[189,49,189,55],[6,49,6,83],[99,49,99,83],[6,1,6,16],[6,17,6,32],[6,33,6,48],[99,1,99,16],[99,17,99,32],[99,33,99,48]]}
[null,"Annexure G - Annuity Rates per Rs.1000 Purchase Price"]
[]
[null,"SUD Life Immediate Annuity Plus"]
[]
[null,"Annuity Option : 4 (Joint Life Annuity with 50% of Life Annuity payable to the Spouse on death of the Primary Annuitant)"]
[]
[null,"Age of the Secondary Annuitant",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Age of the Secondary Annuitant",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Age of the Secondary Annuitant",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Age of the Secondary Annuitant"]
["Age of the Primary Annuitant",18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,{"$f":"BB8+1","v":71},{"$f":"BC8+1","v":72},73,74,75,76,77,78,79,80,81,82,83,84,{"$f":"BP8+1","v":85},{"$f":"BQ8+1","v":86},{"$f":"BR8+1","v":87},{"$f":"BS8+1","v":88},{"$f":"BT8+1","v":89},{"$f":"BU8+1","v":90},{"$f":"BV8+1","v":91},{"$f":"BW8+1","v":92},{"$f":"BX8+1","v":93},{"$f":"BY8+1","v":94},{"$f":"BZ8+1","v":95},{"$f":"CA8+1","v":96},{"$f":"CB8+1","v":97},{"$f":"CC8+1","v":98},{"$f":"CD8+1","v":99}]
[18,48.05,48.12,48.18,48.24,48.3,48.36,48.41,48.47,48.52,48.56,48.61,48.65,48.69,48.73,48.77,48.8,48.83,48.87,48.89,48.92,48.95,48.97,49,49.02,49.04,49.06,49.08,49.09,49.11,49.13,49.14,49.15,49.17,49.18,49.19,49.2,49.21,49.22,49.23,49.24,49.25,49.26,49.27,49.27,49.28,49.29,49.29,49.3,49.31,49.31,49.32,49.33,49.33,49.34,49.34,49.35,49.35,49.35,49.36,49.36,49.37,49.37,49.37,49.38,49.38,49.38,49.38,49.39,49.39,49.39,49.39,49.39,49.4,49.4,49.4,49.4,49.4,49.4,49.4,49.4,49.41,49.41]
[19,48.18,48.25,48.32,48.39,48.45,48.51,48.57,48.62,48.68,48.73,48.77,48.82,48.86,48.9,48.94,48.98,49.02,49.05,49.08,49.11,49.14,49.17,49.19,49.22,49.24,49.26,49.28,49.3,49.31,49.33,49.35,49.36,49.38,49.39,49.4,49.41,49.43,49.44,49.45,49.46,49.47,49.47,49.48,49.49,49.5,49.51,49.51,49.52,49.53,49.53,49.54,49.55,49.55,49.56,49.56,49.57,49.57,49.58,49.58,49.59,49.59,49.59,49.6,49.6,49.6,49.61,49.61,49.61,49.61,49.61,49.62,49.62,49.62,49.62,49.62,49.62,49.63,49.63,49.63,49.63,49.63,49.63]
[20,48.32,48.39,48.46,48.53,48.6,48.66,48.72,48.78,48.84,48.89,48.94,48.99,49.04,49.08,49.12,49.16,49.2,49.24,49.27,49.3,49.33,49.36,49.39,49.42,49.44,49.46,49.48,49.5,49.52,49.54,49.56,49.57,49.59,49.6,49.62,49.63,49.64,49.65,49.67,49.68,49.69,49.7,49.7,49.71,49.72,49.73,49.74,49.75,49.75,49.76,49.77,49.77,49.78,49.78,49.79,49.8,49.8,49.81,49.81,49.81,49.82,49.82,49.82,49.83,49.83,49.83,49.84,49.84,49.84,49.84,49.85,49.85,49.85,49.85,49.85,49.85,49.86,49.86,49.86,49.86,49.86,49.86]
[21,48.45,48.53,48.6,48.67,48.74,48.81,48.88,48.94,49,49.05,49.11,49.16,49.21,49.26,49.3,49.35,49.39,49.43,49.46,49.5,49.53,49.56,49.59,49.62,49.64,49.67,49.69,49.71,49.73,49.75,49.77,49.79,49.81,49.82,49.84,49.85,49.86,49.88,49.89,49.9,49.91,49.92,49.93,49.94,49.95,49.96,49.97,49.97,49.98,49.99,50,50,50.01,50.02,50.02,50.03,50.03,50.04,50.04,50.05,50.05,50.05,50.06,50.06,50.06,50.07,50.07,50.07,50.08,50.08,50.08,50.08,50.08,50.09,50.09,50.09,50.09,50.09,50.09,50.09,50.09,50.09]
[22,48.58,48.66,48.74,48.82,48.89,48.96,49.03,49.09,49.16,49.22,49.28,49.33,49.38,49.44,49.48,49.53,49.57,49.62,49.65,49.69,49.73,49.76,49.79,49.82,49.85,49.88,49.9,49.93,49.95,49.97,49.99,50.01,50.03,50.04,50.06,50.08,50.09,50.1,50.12,50.13,50.14,50.15,50.16,50.17,50.18,50.19,50.2,50.21,50.22,50.22,50.23,50.24,50.25,50.25,50.26,50.26,50.27,50.27,50.28,50.28,50.29,50.29,50.3,50.3,50.3,50.31,50.31,50.31,50.31,50.32,50.32,50.32,50.32,50.32,50.33,50.33,50.33,50.33,50.33,50.33,50.33,50.33]
[23,48.72,48.8,48.88,48.96,49.04,49.11,49.18,49.25,49.32,49.38,49.45,49.5,49.56,49.61,49.67,49.72,49.76,49.81,49.85,49.89,49.93,49.96,50,50.03,50.06,50.09,50.12,50.14,50.17,50.19,50.21,50.23,50.25,50.27,50.29,50.31,50.32,50.34,50.35,50.36,50.37,50.39,50.4,50.41,50.42,50.43,50.44,50.45,50.46,50.46,50.47,50.48,50.49,50.49,50.5,50.51,50.51,50.52,50.52,50.53,50.53,50.54,50.54,50.54,50.55,50.55,50.55,50.56,50.56,50.56,50.56,50.57,50.57,50.57,50.57,50.57,50.57,50.58,50.58,50.58,50.58,50.58]
[24,48.85,48.94,49.02,49.11,49.19,49.26,49.34,49.41,49.48,49.55,49.62,49.68,49.74,49.8,49.85,49.9,49.95,50,50.05,50.09,50.13,50.17,50.21,50.24,50.28,50.31,50.34,50.36,50.39,50.42,50.44,50.46,50.48,50.5,50.52,50.54,50.56,50.57,50.59,50.6,50.61,50.63,50.64,50.65,50.66,50.67,50.68,50.69,50.7,50.71,50.72,50.73,50.74,50.74,50.75,50.76,50.76,50.77,50.77,50.78,50.78,50.79,50.79,50.8,50.8,50.8,50.81,50.81,50.81,50.81,50.82,50.82,50.82,50.82,50.82,50.83,50.83,50.83,50.83,50.83,50.83,50.83]
[25,48.99,49.08,49.17,49.25,49.34,49.42,49.5,49.57,49.65,49.72,49.79,49.85,49.92,49.98,50.04,50.09,50.15,50.2,50.25,50.29,50.34,50.38,50.42,50.46,50.49,50.53,50.56,50.59,50.62,50.65,50.67,50.7,50.72,50.74,50.76,50.78,50.8,50.81,50.83,50.85,50.86,50.87,50.89,50.9,50.91,50.92,50.94,50.95,50.96,50.97,50.97,50.98,50.99,51,51.01,51.01,51.02,51.03,51.03,51.04,51.04,51.05,51.05,51.05,51.06,51.06,51.06,51.07,51.07,51.07,51.08,51.08,51.08,51.08,51.08,51.09,51.09,51.09,51.09,51.09,51.09,51.09]
[26,49.12,49.22,49.31,49.4,49.49,49.57,49.65,49.73,49.81,49.89,49.96,50.03,50.1,50.16,50.22,50.28,50.34,50.4,50.45,50.5,50.55,50.59,50.63,50.68,50.71,50.75,50.79,50.82,50.85,50.88,50.91,50.93,50.96,50.98,51,51.02,51.04,51.06,51.08,51.1,51.11,51.13,51.14,51.16,51.17,51.18,51.19,51.2,51.22,51.23,51.24,51.25,51.25,51.26,51.27,51.28,51.28,51.29,51.3,51.3,51.31,51.31,51.32,51.32,51.32,51.33,51.33,51.33,51.34,51.34,51.34,51.35,51.35,51.35,51.35,51.35,51.35,51.36,51.36,51.36,51.36,51.36]
[27,49.26,49.36,49.45,49.55,49.64,49.73,49.81,49.9,49.98,50.06,50.13,50.21,50.28,50.35,50.41,50.48,50.54,50.6,50.65,50.71,50.76,50.81,50.85,50.9,50.94,50.98,51.02,51.05,51.09,51.12,51.15,51.18,51.2,51.23,51.25,51.28,51.3,51.32,51.34,51.36,51.37,51.39,51.4,51.42,51.43,51.45,51.46,51.47,51.48,51.49,51.5,51.51,51.52,51.53,51.54,51.55,51.56,51.56,51.57,51.58,51.58,51.59,51.59,51.6,51.6,51.6,51.61,51.61,51.61,51.62,51.62,51.62,51.62,51.63,51.63,51.63,51.63,51.63,51.63,51.64,51.64,51.64]
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[]
[]
[]
[null,"Annexure G - Annuity Rates per Rs.1000 Purchase Price"]
[]
[null,"SUD Life Immediate Annuity Plus"]
[]
[null,"Annuity Option : 5 (Joint Life Annuity with 100% of Life Annuity payable to the Spouse on death of the Primary Annuitant)"]
[]
[null,"Age of the Secondary Annuitant",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Age of the Secondary Annuitant",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Age of the Secondary Annuitant",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Age of the Secondary Annuitant"]
["Age of the Primary Annuitant",18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,{"$f":"BB101+1","v":71},{"$f":"BC101+1","v":72},73,74,75,76,77,78,79,80,81,82,83,84,{"$f":"BP101+1","v":85},{"$f":"BQ101+1","v":86},{"$f":"BR101+1","v":87},{"$f":"BS101+1","v":88},{"$f":"BT101+1","v":89},{"$f":"BU101+1","v":90},{"$f":"BV101+1","v":91},{"$f":"BW101+1","v":92},{"$f":"BX101+1","v":93},{"$f":"BY101+1","v":94},{"$f":"BZ101+1","v":95},{"$f":"CA101+1","v":96},{"$f":"CB101+1","v":97},{"$f":"CC101+1","v":98},{"$f":"CD101+1","v":99}]
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[93,49.39,49.61,49.84,50.07,50.31,50.56,50.81,51.07,51.33,51.61,51.89,52.19,52.49,52.81,53.14,53.48,53.84,54.21,54.6,55,55.41,55.85,57.07,57.57,58.1,58.65,59.22,59.82,60.45,61.11,61.8,62.52,63.27,64.06,64.88,65.73,66.62,67.55,68.53,69.55,70.64,71.78,73,74.290000000000006,75.680000000000007,77.19,78.819999999999993,80.569999999999993,82.44,84.42,86.51,88.71,91.01,93.41,95.91,98.5,101.18,103.94,106.78,109.68,112.64,115.66,118.73,121.84,124.97,128.13,131.30000000000001,134.47999999999999,137.66,140.82,143.97,147.08000000000001,150.16999999999999,153.21,156.19999999999999,159.13999999999999,162.03,164.84,167.59,170.27,172.87,175.39]
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[99,49.4,49.62,49.85,50.08,50.32,50.57,50.82,51.08,51.35,51.62,51.91,52.2,52.51,52.83,53.16,53.5,53.86,54.23,54.62,55.03,55.45,55.89,57.11,57.62,58.15,58.7,59.28,59.89,60.53,61.2,61.9,62.63,63.4,64.2,65.040000000000006,65.91,66.819999999999993,67.77,68.77,69.819999999999993,70.930000000000007,72.11,73.36,74.69,76.13,77.7,79.41,81.25,83.22,85.33,87.56,89.93,92.42,95.04,97.78,100.65,103.64,106.74,109.95,113.27,116.69,120.21,123.82,127.52,131.29,135.13,139.03,142.97999999999999,146.97999999999999,151.01,155.06,159.13,163.21,167.29,171.35,175.39,179.41,183.39,187.32,191.2,195.02,198.77]
[]
[]
[null,"Annexure G - Annuity Rates per Rs.1000 Purchase Price"]
[]
[null,"SUD Life Immediate Annuity Plus - Annuity Option 6 -Joint Life Annuity with 100% of Life Annuity payable to the Secondary Annuitant (Spouse) on death of the Primary Annuitant and Return of Purchase Price on death of the last survivor."]
[]
[null,"Yearly Annuity rates for a purchase price of Rs. 1,000 payable on monthly basis"]
[]
[null,"Secondary Life"]
["Primary Life",18,19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49,50,51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90,91,92,93,94,95,96,97,98,99]
[18,45.36,45.41,45.46,45.51,45.56,45.6,45.65,45.69,45.72,45.76,45.8,45.83,45.86,45.89,45.92,45.94,45.97,45.99,46.01,46.03,46.05,46.07,46.08,46.1,46.11,46.13,46.14,46.15,46.16,46.17,46.18,46.19,46.19,46.2,46.2,46.21,46.21,46.22,46.22,46.23,46.23,46.23,46.23,46.23,46.24,46.24,46.24,46.24,46.24,46.24,46.24,46.24,46.24,46.24,46.24,46.24,46.24,46.24,46.23,46.23,46.23,46.23,46.23,46.23,46.23,46.23,46.23,46.23,46.23,46.23,46.23,46.23,46.23,46.23,46.23,46.22,46.22,46.22,46.22,46.22,46.22,46.22]
[19,45.41,45.47,45.52,45.57,45.62,45.67,45.71,45.76,45.8,45.84,45.87,45.91,45.94,45.97,46,46.03,46.06,46.08,46.11,46.13,46.15,46.17,46.18,46.2,46.22,46.23,46.24,46.25,46.27,46.28,46.28,46.29,46.3,46.31,46.31,46.32,46.33,46.33,46.33,46.34,46.34,46.34,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.35,46.34,46.34,46.34,46.34,46.34,46.34,46.34,46.34,46.34,46.34,46.34,46.34,46.34,46.34,46.34,46.34,46.34,46.34,46.34]
[20,45.46,45.52,45.58,45.63,45.68,45.73,45.78,45.83,45.87,45.91,45.95,45.99,46.02,46.06,46.09,46.12,46.15,46.17,46.2,46.22,46.24,46.26,46.28,46.3,46.32,46.33,46.35,46.36,46.37,46.38,46.39,46.4,46.41,46.42,46.42,46.43,46.44,46.44,46.45,46.45,46.45,46.46,46.46,46.46,46.46,46.46,46.46,46.47,46.47,46.47,46.47,46.47,46.47,46.47,46.47,46.46,46.46,46.46,46.46,46.46,46.46,46.46,46.46,46.46,46.46,46.46,46.46,46.46,46.46,46.46,46.45,46.45,46.45,46.45,46.45,46.45,46.45,46.45,46.45,46.45,46.45,46.45]
[21,45.51,45.57,45.63,45.69,45.74,45.79,45.84,45.89,45.94,45.98,46.02,46.06,46.1,46.14,46.17,46.2,46.23,46.26,46.29,46.31,46.34,46.36,46.38,46.4,46.42,46.43,46.45,46.46,46.48,46.49,46.5,46.51,46.52,46.53,46.54,46.54,46.55,46.55,46.56,46.56,46.57,46.57,46.57,46.57,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.58,46.57,46.57,46.57,46.57,46.57,46.57,46.57,46.57,46.57,46.57,46.57,46.57,46.57,46.57,46.57,46.57,46.57,46.57,46.57]
[22,45.56,45.62,45.68,45.74,45.8,45.85,45.91,45.96,46.01,46.05,46.1,46.14,46.18,46.22,46.25,46.29,46.32,46.35,46.38,46.41,46.43,46.46,46.48,46.5,46.52,46.54,46.55,46.57,46.58,46.6,46.61,46.62,46.63,46.64,46.65,46.65,46.66,46.67,46.67,46.68,46.68,46.68,46.69,46.69,46.69,46.69,46.69,46.7,46.7,46.7,46.7,46.7,46.7,46.7,46.7,46.7,46.7,46.69,46.69,46.69,46.69,46.69,46.69,46.69,46.69,46.69,46.69,46.69,46.69,46.69,46.69,46.69,46.68,46.68,46.68,46.68,46.68,46.68,46.68,46.68,46.68,46.68]
[23,45.6,45.67,45.73,45.79,45.85,45.91,45.97,46.02,46.07,46.12,46.17,46.21,46.25,46.29,46.33,46.37,46.4,46.44,46.47,46.5,46.53,46.55,46.57,46.6,46.62,46.64,46.66,46.67,46.69,46.7,46.72,46.73,46.74,46.75,46.76,46.77,46.77,46.78,46.79,46.79,46.79,46.8,46.8,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.81,46.8,46.8,46.8,46.8,46.8,46.8,46.8,46.8,46.8,46.8,46.8,46.8,46.8,46.8,46.8]
[24,45.65,45.71,45.78,45.84,45.91,45.97,46.02,46.08,46.13,46.19,46.24,46.28,46.33,46.37,46.41,46.45,46.49,46.52,46.56,46.59,46.62,46.65,46.67,46.7,46.72,46.74,46.76,46.78,46.79,46.81,46.82,46.84,46.85,46.86,46.87,46.88,46.89,46.89,46.9,46.91,46.91,46.91,46.92,46.92,46.92,46.93,46.93,46.93,46.93,46.93,46.93,46.93,46.93,46.93,46.93,46.93,46.93,46.93,46.93,46.93,46.93,46.93,46.93,46.92,46.92,46.92,46.92,46.92,46.92,46.92,46.92,46.92,46.92,46.92,46.92,46.92,46.92,46.92,46.92,46.92,46.92,46.92]
[25,45.69,45.76,45.83,45.89,45.96,46.02,46.08,46.14,46.2,46.25,46.3,46.35,46.4,46.45,46.49,46.53,46.57,46.61,46.64,46.68,46.71,46.74,46.77,46.79,46.82,46.84,46.86,46.88,46.9,46.92,46.93,46.95,46.96,46.97,46.98,46.99,47,47.01,47.01,47.02,47.03,47.03,47.03,47.04,47.04,47.04,47.05,47.05,47.05,47.05,47.05,47.05,47.05,47.05,47.05,47.05,47.05,47.05,47.05,47.05,47.05,47.05,47.04,47.04,47.04,47.04,47.04,47.04,47.04,47.04,47.04,47.04,47.04,47.04,47.04,47.04,47.04,47.04,47.04,47.03,47.03,47.03]
[26,45.72,45.8,45.87,45.94,46.01,46.07,46.13,46.2,46.25,46.31,46.37,46.42,46.47,46.52,46.56,46.61,46.65,46.69,46.73,46.76,46.8,46.83,46.86,46.89,46.92,46.94,46.96,46.98,47,47.02,47.04,47.06,47.07,47.08,47.09,47.1,47.11,47.12,47.13,47.14,47.14,47.15,47.15,47.16,47.16,47.16,47.16,47.17,47.17,47.17,47.17,47.17,47.17,47.17,47.17,47.17,47.17,47.17,47.17,47.17,47.17,47.16,47.16,47.16,47.16,47.16,47.16,47.16,47.16,47.16,47.16,47.16,47.16,47.16,47.16,47.16,47.16,47.16,47.15,47.15,47.15,47.15]
[27,45.76,45.84,45.91,45.98,46.05,46.12,46.19,46.25,46.31,46.37,46.43,46.48,46.54,46.59,46.64,46.68,46.73,46.77,46.81,46.85,46.89,46.92,46.95,46.98,47.01,47.04,47.06,47.09,47.11,47.13,47.15,47.16,47.18,47.19,47.21,47.22,47.23,47.24,47.25,47.25,47.26,47.27,47.27,47.28,47.28,47.28,47.28,47.29,47.29,47.29,47.29,47.29,47.29,47.29,47.29,47.29,47.29,47.29,47.29,47.29,47.29,47.29,47.28,47.28,47.28,47.28,47.28,47.28,47.28,47.28,47.28,47.28,47.28,47.28,47.28,47.28,47.28,47.28,47.28,47.27,47.27,47.27]
[28,45.8,45.87,45.95,46.02,46.1,46.17,46.24,46.3,46.37,46.43,46.49,46.55,46.6,46.66,46.71,46.76,46.81,46.85,46.9,46.94,46.98,47.01,47.05,47.08,47.11,47.14,47.17,47.19,47.21,47.24,47.26,47.27,47.29,47.31,47.32,47.33,47.34,47.35,47.36,47.37,47.38,47.38,47.39,47.39,47.4,47.4,47.4,47.41,47.41,47.41,47.41,47.41,47.41,47.41,47.41,47.41,47.41,47.41,47.41,47.41,47.41,47.41,47.41,47.41,47.4,47.4,47.4,47.4,47.4,47.4,47.4,47.4,47.4,47.4,47.4,47.4,47.4,47.4,47.4,47.4,47.4,47.4]
[29,45.83,45.91,45.99,46.06,46.14,46.21,46.28,46.35,46.42,46.48,46.55,46.61,46.67,46.72,46.78,46.83,46.88,46.93,46.98,47.02,47.06,47.1,47.14,47.17,47.21,47.24,47.27,47.29,47.32,47.34,47.36,47.38,47.4,47.42,47.43,47.45,47.46,47.47,47.48,47.49,47.5,47.5,47.51,47.52,47.52,47.52,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.53,47.52,47.52,47.52,47.52,47.52,47.52,47.52,47.52,47.52,47.52,47.52,47.52,47.52,47.52]
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